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	<title>Comments on: Gimme some money</title>
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	<link>http://crookedtimber.org/2005/04/14/gimme-some-money/</link>
	<description>Out of the crooked timber of humanity, no straight thing was ever made</description>
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		<title>By: Uncle Kvetch</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-68118</link>
		<dc:creator>Uncle Kvetch</dc:creator>
		<pubDate>Sun, 17 Apr 2005 18:01:40 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-68118</guid>
		<description>&lt;i&gt;And once Iraq has been liberated (using the example of liberating Germany and Japan and turning them into democracies, thus proving it works), THEN we can have the ideological debate on whether it was right or not to do so.&lt;/i&gt;

Scott, are you suggesting that Gaius&#039; proposal for transforming the American health care system would lead directly to the violent deaths of tens of thousands of people?

Of course you&#039;re not. Your cute little &quot;gotcha&quot; is both breathtakingly inane and grossly offensive.</description>
		<content:encoded><![CDATA[	<p><i>And once Iraq has been liberated (using the example of liberating Germany and Japan and turning them into democracies, thus proving it works), <span class="caps">THEN</span> we can have the ideological debate on whether it was right or not to do so.</i></p>

	<p>Scott, are you suggesting that Gaius&#8217; proposal for transforming the American health care system would lead directly to the violent deaths of tens of thousands of people?</p>

	<p>Of course you&#8217;re not. Your cute little &#8220;gotcha&#8221; is both breathtakingly inane and grossly offensive.</p>
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		<title>By: ProfWombat</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-68085</link>
		<dc:creator>ProfWombat</dc:creator>
		<pubDate>Sun, 17 Apr 2005 00:51:39 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-68085</guid>
		<description>Government pays for close to half of medical care in  America.  That&#039;s socialized medicine, folks--with henhouse security contracted out to the foxes.  

Gawande&#039;s post is exactly correct.  It&#039;s actually worse.  I once had a patient who couldn&#039;t pay me for his appendectomy--a laid-off salesman with three kids.  I sent him a bill every month, and he paid me $5 or so.  Now, my bill had to be for the same amount I charge Medicare patients--it&#039;s illegal otherwise, triple damages if they &#039;catch you&#039; with 1/3 going to anyone willing to blow the whistle on you.  The dollar amount of the bill is most relevant not to actually assess the patient but to establish a &#039;billing profile,&#039; so the percentage of your bill the third-parties actually pay, when they condescend to do so, is as high as you can get it.  One can use the recommended bill-collecting leg breakers of the state medical society--yes, the society has recommended such services.  I told him I don&#039;t use bill collectors, and that he could sent me what he could.  He did for a while, Then he didn&#039;t.
The entire system should be nuked.  </description>
		<content:encoded><![CDATA[	<p>Government pays for close to half of medical care in  America.  That&#8217;s socialized medicine, folks&#8212;with henhouse security contracted out to the foxes.</p>

	<p>Gawande&#8217;s post is exactly correct.  It&#8217;s actually worse.  I once had a patient who couldn&#8217;t pay me for his appendectomy&#8212;a laid-off salesman with three kids.  I sent him a bill every month, and he paid me $5 or so.  Now, my bill had to be for the same amount I charge Medicare patients&#8212;it&#8217;s illegal otherwise, triple damages if they &#8216;catch you&#8217; with 1/3 going to anyone willing to blow the whistle on you.  The dollar amount of the bill is most relevant not to actually assess the patient but to establish a &#8216;billing profile,&#8217; so the percentage of your bill the third-parties actually pay, when they condescend to do so, is as high as you can get it.  One can use the recommended bill-collecting leg breakers of the state medical society&#8212;yes, the society has recommended such services.  I told him I don&#8217;t use bill collectors, and that he could sent me what he could.  He did for a while, Then he didn&#8217;t.<br />
The entire system should be nuked.</p>
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		<title>By: Scott</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-68001</link>
		<dc:creator>Scott</dc:creator>
		<pubDate>Sat, 16 Apr 2005 00:11:44 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-68001</guid>
		<description>&lt;i&gt;once that’s done and we’re experiencing the apparent benefits, we can have the ideological debate on whether it was right or not to do so.&lt;/i&gt;

And once Iraq has been liberated (using the example of liberating Germany and Japan and turning them into democracies, thus proving it works), THEN we can have the ideological debate on whether it was right or not to do so.

You do support the war on those grounds, don&#039;t you Gaius?</description>
		<content:encoded><![CDATA[	<p><i>once that&#8217;s done and we&#8217;re experiencing the apparent benefits, we can have the ideological debate on whether it was right or not to do so.</i></p>

	<p>And once Iraq has been liberated (using the example of liberating Germany and Japan and turning them into democracies, thus proving it works), <span class="caps">THEN</span> we can have the ideological debate on whether it was right or not to do so.</p>

	<p>You do support the war on those grounds, don&#8217;t you Gaius?</p>
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		<title>By: gaius marius</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67998</link>
		<dc:creator>gaius marius</dc:creator>
		<pubDate>Fri, 15 Apr 2005 23:37:29 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67998</guid>
		<description>i hate to rile the libertarians, but what we have IS the libertarian system. to pretend that something ideologically pure is going to come down the pike in our democracy is the cusp of lunacy. 

moreover, i do not see why principle and ideology should trump empirical data. we have the example of socialized medicine, and it clearly works vastly better. wadr to mr eudoxis, your claims about wait times are anecdotal -- the &lt;a href=&quot;http://angrybear.blogspot.com/2005/04/waiting-for-health-care.html&quot; rel=&quot;nofollow&quot;&gt;oecd&#039;s&lt;/a&gt; are statistical. it&#039;s &lt;a href=&quot;http://crookedtimber.org/2005/04/13/my-health-care-co-pay/&quot; rel=&quot;nofollow&quot;&gt;cheaper&lt;/a&gt;. and it covers everyone, as opposed to some or most -- if you think wait times are sad, consider being uncovered as an infinite wait time.

the pragmatic thing to do would be to put aside ideology and admit that there is a better model in practice that we can copy -- and then copy it. once that&#039;s done and we&#039;re experiencing the apparent benefits, we can have the ideological debate on whether it was right or not to do so.</description>
		<content:encoded><![CDATA[	<p>i hate to rile the libertarians, but what we have IS the libertarian system. to pretend that something ideologically pure is going to come down the pike in our democracy is the cusp of lunacy.</p>

	<p>moreover, i do not see why principle and ideology should trump empirical data. we have the example of socialized medicine, and it clearly works vastly better. wadr to mr eudoxis, your claims about wait times are anecdotal&#8212;the <a href="http://angrybear.blogspot.com/2005/04/waiting-for-health-care.html" rel="nofollow">oecd&#8217;s</a> are statistical. it&#8217;s <a href="http://crookedtimber.org/2005/04/13/my-health-care-co-pay/" rel="nofollow">cheaper</a>. and it covers everyone, as opposed to some or most&#8212;if you think wait times are sad, consider being uncovered as an infinite wait time.</p>

	<p>the pragmatic thing to do would be to put aside ideology and admit that there is a better model in practice that we can copy&#8212;and then copy it. once that&#8217;s done and we&#8217;re experiencing the apparent benefits, we can have the ideological debate on whether it was right or not to do so.</p>
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		<title>By: Javier</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67981</link>
		<dc:creator>Javier</dc:creator>
		<pubDate>Fri, 15 Apr 2005 19:09:49 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67981</guid>
		<description>Thanks for the excellent set of links.</description>
		<content:encoded><![CDATA[	<p>Thanks for the excellent set of links.</p>
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		<title>By: Ryan Miller</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67971</link>
		<dc:creator>Ryan Miller</dc:creator>
		<pubDate>Fri, 15 Apr 2005 18:21:37 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67971</guid>
		<description>I lean toward the libertarian end of things, so I&#039;ll take a crack at your challenge.  I don&#039;t know exactly what to do about the cross-subsidy problem, but I think moving the employer-tax-benefit to an individual tax writeoff/credit and eliminating the mish-mash of state rules would leave us with a system that looks more like that of airlines or cell-phones.  These are fairly deregulated national industries which nonetheless have some key components regulated heavily.  As there is no material barrier to their sale nationwide, the market competitively stabilizes at about 4-6 first tier firms, with some smaller niche competitors.  Of course some employers offer travel and phones as a perk, especially to top execs, but most of us acquire such services on our own.  Sure this wouldn&#039;t get us to single-payer, or reduce the inelasticity of demand for health services, but it would create a much better competitive and regulatory environment, which seems like a good start.</description>
		<content:encoded><![CDATA[	<p>I lean toward the libertarian end of things, so I&#8217;ll take a crack at your challenge.  I don&#8217;t know exactly what to do about the cross-subsidy problem, but I think moving the employer-tax-benefit to an individual tax writeoff/credit and eliminating the mish-mash of state rules would leave us with a system that looks more like that of airlines or cell-phones.  These are fairly deregulated national industries which nonetheless have some key components regulated heavily.  As there is no material barrier to their sale nationwide, the market competitively stabilizes at about 4-6 first tier firms, with some smaller niche competitors.  Of course some employers offer travel and phones as a perk, especially to top execs, but most of us acquire such services on our own.  Sure this wouldn&#8217;t get us to single-payer, or reduce the inelasticity of demand for health services, but it would create a much better competitive and regulatory environment, which seems like a good start.</p>
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		<title>By: eudoxis</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67956</link>
		<dc:creator>eudoxis</dc:creator>
		<pubDate>Fri, 15 Apr 2005 17:15:59 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67956</guid>
		<description>&quot;Your comment is awaiting moderation.&quot; ?</description>
		<content:encoded><![CDATA[	<p>&#8220;Your comment is awaiting moderation.&#8221; ?</p>
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		<title>By: eudoxis</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67954</link>
		<dc:creator>eudoxis</dc:creator>
		<pubDate>Fri, 15 Apr 2005 17:14:05 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67954</guid>
		<description>rc, you&#039;re right.  That makes more sense, though it doesn&#039;t shorten the wait time.  Even worse, outpatient wait times (time between gp vist to specialist referral) adds another 40% wait time in most countries (p.65).  Those turnover times are simply astounding.  

Ted, wait times are obviously related to capacity but procedure based renumeration appears to play only a small part in expanding capacity.  </description>
		<content:encoded><![CDATA[	<p>rc, you&#8217;re right.  That makes more sense, though it doesn&#8217;t shorten the wait time.  Even worse, outpatient wait times (time between gp vist to specialist referral) adds another 40% wait time in most countries (p.65).  Those turnover times are simply astounding.</p>

	<p>Ted, wait times are obviously related to capacity but procedure based renumeration appears to play only a small part in expanding capacity.</p>
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		<title>By: Scott</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67913</link>
		<dc:creator>Scott</dc:creator>
		<pubDate>Fri, 15 Apr 2005 11:40:47 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67913</guid>
		<description>Never base a claim on a govt agency being well run, because we all know there will be article after article saying how bad things there when budget time rolls around.

http://www.pnhp.org/news/2004/october/17_million_veterans_.php
1.7 MILLION VETERANS LACKED HEALTH COVERAGE IN 2003

Harvard/Public Citizen Study Finds Sharp Increase Since 2000

...David U. Himmelstein, M.D., study author and Harvard Medical School Associate Professor, commented: “This administration professes great concern for veterans, but it’s all talk and no action. Since President Bush took office the number of uninsured vets has skyrocketed, and he’s cut VA eligibility, barring hundreds of thousands of veterans from care. Our president has put troops in harm’s way overseas and abandons them and their families once they get home....

http://www.citizen.org/publications/release.cfm?ID=7339&amp;secID=1158&amp;catID=126

...In 2003, 1.69 million military veterans neither had health insurance nor received ongoing care at Veterans Health Administration (VHA) hospitals or clinics. The number of uninsured veterans has increased by 235,159 since 2000.   The proportion of non-elderly veterans who were uninsured rose from 9.9% in 2000 to 11.9% in 2003. 

Many of the 1.69 million uninsured veterans in 2003 were effectively barred from VHA care because they had incomes above the eligibility threshold, or because of waiting lists at some VHA facilities, unaffordable co-payments for VHA specialty care, or the lack of VHA facilities in their communities.   An additional 3.90 million members of veterans’ households were also uninsured and ineligible for VHA care.

The Medicare program (which covers Americans over age 65) covered virtually all Korean War and World War II veterans.    However, 681,808 Vietnam-era veterans were uninsured (8.7% of the 7.85 million Vietnam-era vets).  Among the 8.27 million veterans who served during “other eras” (including the Persian Gulf War), 12.1% (999,548) lacked health coverage.

More than one in three veterans under age 25 lacked health coverage, as did one in seven veterans age 25 to 44 and one in ten veterans age 45 to 65.

Many uninsured veterans had major health problems.   Less than one-quarter indicated that they were in excellent health; 15.6% had a disabling chronic illness....

...While many Americans believe that all veterans can get care from the VHA, even combat veterans may not be able to obtain VHA care.  The 1996 Veterans Health Care Reform Act expanded eligibility for VHA care to all veterans, but instructed the VHA to develop priority categories for enrollment. The VHA priority list includes eight priority categories, with veterans offered care based on their priority status and the resources available (Appendix)....

...In the 7 years after the passage of the Veterans Healthcare Reform Act, VHA enrollment grew 141%, from 2.9 million to 7.0 million.  However, funding increased by only 60%.   Because VHA funding did not keep pace with the demand for care, long waiting lists developed at many VHA facilities.   By 2002, there were almost 300,000 veterans either placed on waiting lists for enrollment or forced to wait for 6 months or more in order to receive an appointment for necessary care (Memorandum from Department of Veterans Affairs to Chairs and Ranking Members of Senate and House Veterans’ Committees and VA-HUD Appropriations Sub-Committees, July 2002)....</description>
		<content:encoded><![CDATA[	<p>Never base a claim on a govt agency being well run, because we all know there will be article after article saying how bad things there when budget time rolls around.</p>

	<p><a href="http://www.pnhp.org/news/2004/october/17_million_veterans_.php" rel="nofollow">http://www.pnhp.org/news/2004/october/17_million_veterans_.php</a><br />
1.7 <span class="caps">MILLION VETERANS LACKED HEALTH COVERAGE IN 2003</span></p>

	<p>Harvard/Public Citizen Study Finds Sharp Increase Since 2000</p>

	<p>&#8230;David U. Himmelstein, M.D., study author and Harvard Medical School Associate Professor, commented: &#8220;This administration professes great concern for veterans, but it&#8217;s all talk and no action. Since President Bush took office the number of uninsured vets has skyrocketed, and he&#8217;s cut VA eligibility, barring hundreds of thousands of veterans from care. Our president has put troops in harm&#8217;s way overseas and abandons them and their families once they get home&#8230;.</p>

	<p><a href="http://www.citizen.org/publications/release.cfm?ID=7339&#038;secID=1158&#038;catID=126" rel="nofollow">http://www.citizen.org/publications/release.cfm?ID=7339&#038;secID=1158&#038;catID=126</a></p>

	<p>&#8230;In 2003, 1.69 million military veterans neither had health insurance nor received ongoing care at Veterans Health Administration (VHA) hospitals or clinics. The number of uninsured veterans has increased by 235,159 since 2000.   The proportion of non-elderly veterans who were uninsured rose from 9.9% in 2000 to 11.9% in 2003.</p>

	<p>Many of the 1.69 million uninsured veterans in 2003 were effectively barred from <span class="caps">VHA</span> care because they had incomes above the eligibility threshold, or because of waiting lists at some <span class="caps">VHA</span> facilities, unaffordable co-payments for <span class="caps">VHA</span> specialty care, or the lack of <span class="caps">VHA</span> facilities in their communities.   An additional 3.90 million members of veterans&#8217; households were also uninsured and ineligible for <span class="caps">VHA</span> care.</p>

	<p>The Medicare program (which covers Americans over age 65) covered virtually all Korean War and World War II veterans.    However, 681,808 Vietnam-era veterans were uninsured (8.7% of the 7.85 million Vietnam-era vets).  Among the 8.27 million veterans who served during &#8220;other eras&#8221; (including the Persian Gulf War), 12.1% (999,548) lacked health coverage.</p>

	<p>More than one in three veterans under age 25 lacked health coverage, as did one in seven veterans age 25 to 44 and one in ten veterans age 45 to 65.</p>

	<p>Many uninsured veterans had major health problems.   Less than one-quarter indicated that they were in excellent health; 15.6% had a disabling chronic illness&#8230;.</p>

	<p>&#8230;While many Americans believe that all veterans can get care from the <span class="caps">VHA</span>, even combat veterans may not be able to obtain <span class="caps">VHA</span> care.  The 1996 Veterans Health Care Reform Act expanded eligibility for <span class="caps">VHA</span> care to all veterans, but instructed the <span class="caps">VHA</span> to develop priority categories for enrollment. The <span class="caps">VHA</span> priority list includes eight priority categories, with veterans offered care based on their priority status and the resources available (Appendix)&#8230;.</p>

	<p>&#8230;In the 7 years after the passage of the Veterans Healthcare Reform Act, <span class="caps">VHA</span> enrollment grew 141%, from 2.9 million to 7.0 million.  However, funding increased by only 60%.   Because <span class="caps">VHA</span> funding did not keep pace with the demand for care, long waiting lists developed at many <span class="caps">VHA</span> facilities.   By 2002, there were almost 300,000 veterans either placed on waiting lists for enrollment or forced to wait for 6 months or more in order to receive an appointment for necessary care (Memorandum from Department of Veterans Affairs to Chairs and Ranking Members of Senate and House Veterans&#8217; Committees and VA-HUD Appropriations Sub-Committees, July 2002)&#8230;.</p>
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		<title>By: rc</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67894</link>
		<dc:creator>rc</dc:creator>
		<pubDate>Fri, 15 Apr 2005 05:30:05 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67894</guid>
		<description>eudoxis wrote: &quot;Please note that the times shown are for &lt;b&gt;inpatients&lt;/b&gt;. That is, the table shows the mean wait times &lt;i&gt;after&lt;/i&gt; being admitted to hospital.&quot; 

Nope. The authors say (see their definitions of p. 62 of the referenced article) that the patients were inpatients, but the waiting times are counted from the time the patient is added to a list for the procedure until the hospital admit date.</description>
		<content:encoded><![CDATA[	<p>eudoxis wrote: &#8220;Please note that the times shown are for <b>inpatients</b>. That is, the table shows the mean wait times <i>after</i> being admitted to hospital.&#8221;</p>

	<p>Nope. The authors say (see their definitions of p. 62 of the referenced article) that the patients were inpatients, but the waiting times are counted from the time the patient is added to a list for the procedure until the hospital admit date.</p>
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		<title>By: eudoxis</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67885</link>
		<dc:creator>eudoxis</dc:creator>
		<pubDate>Fri, 15 Apr 2005 01:24:09 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67885</guid>
		<description>&quot;Kash on the comparative waits for health care services in Western democracies.&quot;

Please note that the wait times shown are for &lt;b&gt;inpatients&lt;/b&gt;.  That is, the table shows mean wait times &lt;i&gt;after&lt;/i&gt; being admitted to hospital.  I knew wait times in some European countries were long (particularly the UK), but those numbers are astounding!

I should not be surprised at the Canadian numbers, (i.e. mean wait 4.5 months in hospital for kee replacement) even after we in the US take up the slack.  Here at Mayo, we regularly process Canadian patients who have been on the wait list for &lt;i&gt;critical&lt;/i&gt; surgeries.  Case in point; we had a flight from Toronto with 36 lung cancer patients who needed primary tumor surgery.  They came in on Friday and were on their charter back to Canada on Monday.  &lt;b&gt;The most recent X-ray was 6 months old&lt;/b&gt;!  

Yes, we need to do something about people who don&#039;t have adequate access to health care in the US.  And, yes, we (as well as Europe) need to keep the costs from increasing at a dramatic pace.  But please keep things in proper perspective.  

</description>
		<content:encoded><![CDATA[	<p>&#8220;Kash on the comparative waits for health care services in Western democracies.&#8221;</p>

	<p>Please note that the wait times shown are for <b>inpatients</b>.  That is, the table shows mean wait times <i>after</i> being admitted to hospital.  I knew wait times in some European countries were long (particularly the UK), but those numbers are astounding!</p>

	<p>I should not be surprised at the Canadian numbers, (i.e. mean wait 4.5 months in hospital for kee replacement) even after we in the US take up the slack.  Here at Mayo, we regularly process Canadian patients who have been on the wait list for <i>critical</i> surgeries.  Case in point; we had a flight from Toronto with 36 lung cancer patients who needed primary tumor surgery.  They came in on Friday and were on their charter back to Canada on Monday.  <b>The most recent X-ray was 6 months old</b>!</p>

	<p>Yes, we need to do something about people who don&#8217;t have adequate access to health care in the US.  And, yes, we (as well as Europe) need to keep the costs from increasing at a dramatic pace.  But please keep things in proper perspective.</p>
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		<title>By: Nicholas Weininger</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67883</link>
		<dc:creator>Nicholas Weininger</dc:creator>
		<pubDate>Fri, 15 Apr 2005 01:09:27 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67883</guid>
		<description>OK, ted, I&#039;ll take your bait. It seems to me deregulation would include (but not be limited to) the following:

1. getting rid of the special tax treatment for employer-provided health insurance, the original WWII mistake that helped lead to the disastrous coupling of health insurance and employment.

2. removing or reducing mandates on what insurers  must cover and limits on their ability to price by individual risk. In general, whenever there is a regulation that tries to force the private provision of some cross-subsidy, it should be removed.

3. Remove regulatory barriers to entry into the insurance market and in particular to interstate expansion of competition. Ironically, here the feds might actually play a positive role, in a manner that would constitute a rare legitimate use of the interstate commerce power; they could either enforce a measure of uniformity on the morass of different state regulations, or else enact a &quot;full faith and credit&quot; law requiring that insurers licensed in one state be allowed to offer coverage to people in other states.

Disclaimer: I am not terribly expert on the devilish details of these things. For more professional views on how to do this, Arnold Kling&#039;s series of health-related articles on TCS is a good place to start; Patricia Danzon also has a lot of good stuff, though it seems to be scattered about.</description>
		<content:encoded><![CDATA[	<p>OK, ted, I&#8217;ll take your bait. It seems to me deregulation would include (but not be limited to) the following:</p>

	<p>1. getting rid of the special tax treatment for employer-provided health insurance, the original <span class="caps">WWII</span> mistake that helped lead to the disastrous coupling of health insurance and employment.</p>

	<p>2. removing or reducing mandates on what insurers  must cover and limits on their ability to price by individual risk. In general, whenever there is a regulation that tries to force the private provision of some cross-subsidy, it should be removed.</p>

	<p>3. Remove regulatory barriers to entry into the insurance market and in particular to interstate expansion of competition. Ironically, here the feds might actually play a positive role, in a manner that would constitute a rare legitimate use of the interstate commerce power; they could either enforce a measure of uniformity on the morass of different state regulations, or else enact a &#8220;full faith and credit&#8221; law requiring that insurers licensed in one state be allowed to offer coverage to people in other states.</p>

	<p>Disclaimer: I am not terribly expert on the devilish details of these things. For more professional views on how to do this, Arnold Kling&#8217;s series of health-related articles on <span class="caps">TCS</span> is a good place to start; Patricia Danzon also has a lot of good stuff, though it seems to be scattered about.</p>
 ]]></content:encoded>
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		<title>By: Randolph Fritz</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67882</link>
		<dc:creator>Randolph Fritz</dc:creator>
		<pubDate>Fri, 15 Apr 2005 00:15:31 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67882</guid>
		<description>&quot;As a private practice physician, he got paid for treating patients, not for keeping them well or helping them recover faster.&quot;

&lt;i&gt;Told&lt;/i&gt; ya.</description>
		<content:encoded><![CDATA[	<p>&#8220;As a private practice physician, he got paid for treating patients, not for keeping them well or helping them recover faster.&#8221;</p>

	<p><i>Told</i> ya.</p>
 ]]></content:encoded>
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		<title>By: Bill Gardner</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67880</link>
		<dc:creator>Bill Gardner</dc:creator>
		<pubDate>Thu, 14 Apr 2005 23:45:03 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67880</guid>
		<description>Excellent post, Ted. I have been meaning to post a comment on Gewande&#039;s article on &lt;a href=&#039;http://childhealth.typepad.com/&#039; rel=&quot;nofollow&quot;&gt;Maternal &amp; Child health&lt;/a&gt; (it&#039;s &lt;a href=&#039;http://childhealth.typepad.com/maternal_child_health/2005/04/health_insuranc.html&#039; rel=&quot;nofollow&quot;&gt;here&lt;/a&gt;).   You and Gewande are right about the needless stupid costs of this paperwork on doctors. Similar clerical costs fall on patients who must fight with insurers over billing, or get their pockets picked. My wife and I spend hours each month doing this, for ourselves and our dependents. We are part of a large, wasteful, but unmeasured health care cost.</description>
		<content:encoded><![CDATA[	<p>Excellent post, Ted. I have been meaning to post a comment on Gewande&#8217;s article on <a href='http://childhealth.typepad.com/' rel="nofollow">Maternal &#038; Child health</a> (it&#8217;s <a href='http://childhealth.typepad.com/maternal_child_health/2005/04/health_insuranc.html' rel="nofollow">here</a>).   You and Gewande are right about the needless stupid costs of this paperwork on doctors. Similar clerical costs fall on patients who must fight with insurers over billing, or get their pockets picked. My wife and I spend hours each month doing this, for ourselves and our dependents. We are part of a large, wasteful, but unmeasured health care cost.</p>
 ]]></content:encoded>
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		<title>By: Scott</title>
		<link>http://crookedtimber.org/2005/04/14/gimme-some-money/comment-page-1/#comment-67856</link>
		<dc:creator>Scott</dc:creator>
		<pubDate>Thu, 14 Apr 2005 19:51:43 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2005/04/14/gimme-some-money/#comment-67856</guid>
		<description>Like all govt programs, the VHA is both successful enough to prove the govt _deserves_ more money and power, and unsuccessful enough to prove the govt
_needs_ more money and power:

http://www.dav.org/voters/statement_ilem_040301.html

STATEMENT OF
JOY J. ILEM
ASSISTANT NATIONAL LEGISLATIVE DIRECTOR
OF THE
DISABLED AMERICAN VETERANS
BEFORE THE
HOUSE VETERANS&#039; AFFAIRS COMMITTEE
SUBCOMMITTEE ON HEALTH
APRIL 3, 2001

...VHA will continue to face the same problems in the future if adequate resources are not provided. In fact, its problems will most likely be compounded in the future unless aggressive steps to correct deficiencies are taken now. It is truly disgraceful that the Nation&#039;s largest health care system has been allowed to fall into a state of disrepair and overall decline. We may be serving our veterans, but are we serving our veterans well?...</description>
		<content:encoded><![CDATA[	<p>Like all govt programs, the <span class="caps">VHA</span> is both successful enough to prove the govt <em>deserves</em> more money and power, and unsuccessful enough to prove the govt<br />
<em>needs</em> more money and power:</p>

	<p><a href="http://www.dav.org/voters/statement_ilem_040301.html" rel="nofollow">http://www.dav.org/voters/statement_ilem_040301.html</a></p>

	<p><span class="caps">STATEMENT OF</span><br />
JOY J. <span class="caps">ILEM</span><br />
ASSISTANT <span class="caps">NATIONAL LEGISLATIVE DIRECTOR</span><br />
OF <span class="caps">THE</span><br />
DISABLED <span class="caps">AMERICAN VETERANS</span><br />
BEFORE <span class="caps">THE</span><br />
HOUSE <span class="caps">VETERANS</span>&#8217; <span class="caps">AFFAIRS COMMITTEE</span><br />
SUBCOMMITTEE <span class="caps">ON HEALTH</span><br />
APRIL 3, 2001</p>

	<p>&#8230;VHA will continue to face the same problems in the future if adequate resources are not provided. In fact, its problems will most likely be compounded in the future unless aggressive steps to correct deficiencies are taken now. It is truly disgraceful that the Nation&#8217;s largest health care system has been allowed to fall into a state of disrepair and overall decline. We may be serving our veterans, but are we serving our veterans well?&#8230;</p>
 ]]></content:encoded>
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