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	<title>Comments on: The Heavy Burden of Level-Headedness</title>
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	<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/</link>
	<description>Out of the crooked timber of humanity, no straight thing was ever made</description>
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		<title>By: PJ</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203569</link>
		<dc:creator>PJ</dc:creator>
		<pubDate>Thu, 12 Jul 2007 17:49:46 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203569</guid>
		<description>Are you going to defend your &quot;It is a strong inference from the “8 Americas” study recently published&quot; response to my “Sebastian, do you have any evidence that people with the worse US medical insurance coverage really get better treatment than ‘most’ Europeans (by which I assume you mean Western Europeans) or is it simply personal prejudice?”? I really don&#039;t see how that study shows what you think it does.</description>
		<content:encoded><![CDATA[	<p>Are you going to defend your &#8220;It is a strong inference from the &#8220;8 Americas&#8221; study recently published&#8221; response to my &#8220;Sebastian, do you have any evidence that people with the worse US medical insurance coverage really get better treatment than &#8216;most&#8217; Europeans (by which I assume you mean Western Europeans) or is it simply personal prejudice?&#8221;? I really don&#8217;t see how that study shows what you think it does.</p>
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		<title>By: SG</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203421</link>
		<dc:creator>SG</dc:creator>
		<pubDate>Thu, 12 Jul 2007 01:19:25 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203421</guid>
		<description>Glenn et al, you&#039;re missing part of the point here, which is that government-only (or almost-entirely government) nationalised healthcare systems push down costs regardless of how much they pay. If the US switched to nationalised healthcare on its current high % of GDP, it&#039;s likely that the same level of care middle america is getting would be extended to everyone, uninsured and uninsurable, &lt;i&gt;and&lt;/i&gt; that the overall cost of healthcare would drop, reducing the proportion of gdp you had to pay for the same level of care.

This alone is a reason to switch. 

It&#039;s easy to find papers with national comparisons of health outcomes, most of which are based on OECD data. These data are based on ICD-10 codings and are consistent across nations (none of this &quot;the US counts stillborns&quot; obfuscation). The US is actually younger than countries like the UK, with exactly the same rates of alcohol abuse and smoking, and similar rates of obesity. So why is it that it spends more than twice what Australians spend, to get higher infant mortality rates and lower life expectancies? If you do a search you&#039;ll find that the main difference in costs in America is jazzy machinery and a much higher nurse-to-patient ratio. 

(I had all the links to papers from the journal Health Affairs, and the OECD, with which to back these claims, but I can&#039;t get them working).</description>
		<content:encoded><![CDATA[	<p>Glenn et al, you&#8217;re missing part of the point here, which is that government-only (or almost-entirely government) nationalised healthcare systems push down costs regardless of how much they pay. If the US switched to nationalised healthcare on its current high % of <span class="caps">GDP</span>, it&#8217;s likely that the same level of care middle america is getting would be extended to everyone, uninsured and uninsurable, <i>and</i> that the overall cost of healthcare would drop, reducing the proportion of gdp you had to pay for the same level of care.</p>

	<p>This alone is a reason to switch.</p>

	<p>It&#8217;s easy to find papers with national comparisons of health outcomes, most of which are based on <span class="caps">OECD</span> data. These data are based on <span class="caps">ICD</span>-10 codings and are consistent across nations (none of this &#8220;the US counts stillborns&#8221; obfuscation). The US is actually younger than countries like the UK, with exactly the same rates of alcohol abuse and smoking, and similar rates of obesity. So why is it that it spends more than twice what Australians spend, to get higher infant mortality rates and lower life expectancies? If you do a search you&#8217;ll find that the main difference in costs in America is jazzy machinery and a much higher nurse-to-patient ratio.</p>

	<p>(I had all the links to papers from the journal Health Affairs, and the <span class="caps">OECD</span>, with which to back these claims, but I can&#8217;t get them working).</p>
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		<title>By: late to the fray</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203401</link>
		<dc:creator>late to the fray</dc:creator>
		<pubDate>Wed, 11 Jul 2007 22:47:55 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203401</guid>
		<description>RE: you can&#039;t improve the system without spending more--I call bullshit.  For starters, you can eliminate the wage and payroll costs of the (usually more than one) employee in every single doctor&#039;s office in the U.S. whose sole job is attempting to get payment from insurance companies; the opposite number at the insurance company, attempting to evade same; the insurance company actuaries slaving away to cherry pick, and figure out who to deny coverage to; the profits of all the insurance companies; the administrative overhead, etc.  The amount of money spent on healthcare that has nothing to do with delivering healthcare services will likely fund all the uncovered population--is the U.S. somehow inherently less efficient than the French, fer cryin&#039; out loud?  That doesn&#039;t even get to the savings engendered by giving currently uninsured people health care short of the emergency ward.  Our system is expensive because it&#039;s monstrously inefficient--there is a lot of money available to run it, if we decide to.</description>
		<content:encoded><![CDATA[	<p>RE: you can&#8217;t improve the system without spending more&#8212;I call bullshit.  For starters, you can eliminate the wage and payroll costs of the (usually more than one) employee in every single doctor&#8217;s office in the U.S. whose sole job is attempting to get payment from insurance companies; the opposite number at the insurance company, attempting to evade same; the insurance company actuaries slaving away to cherry pick, and figure out who to deny coverage to; the profits of all the insurance companies; the administrative overhead, etc.  The amount of money spent on healthcare that has nothing to do with delivering healthcare services will likely fund all the uncovered population&#8212;is the U.S. somehow inherently less efficient than the French, fer cryin&#8217; out loud?  That doesn&#8217;t even get to the savings engendered by giving currently uninsured people health care short of the emergency ward.  Our system is expensive because it&#8217;s monstrously inefficient&#8212;there is a lot of money available to run it, if we decide to.</p>
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		<title>By: Why Now? &#187; Blog Archive &#187; Healthcare Rant</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203391</link>
		<dc:creator>Why Now? &#187; Blog Archive &#187; Healthcare Rant</dc:creator>
		<pubDate>Wed, 11 Jul 2007 21:47:32 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203391</guid>
		<description>[...] of Whiskey Fire responds to a Crooked Timber post, The Heavy Burden of Level-Headedness which responds to a Christopher Caldwell criticism of Michael Moore and the movie [...]</description>
		<content:encoded><![CDATA[	<p>[...] of Whiskey Fire responds to a Crooked Timber post, The Heavy Burden of Level-Headedness which responds to a Christopher Caldwell criticism of Michael Moore and the movie [...]</p>
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		<title>By: Steve LaBonne</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203378</link>
		<dc:creator>Steve LaBonne</dc:creator>
		<pubDate>Wed, 11 Jul 2007 20:33:38 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203378</guid>
		<description>Yes it is such a response, and though it is not exactly the kind of study about which you inquired I already explained precisely why some of the key comparisons in that report pertain very clearly to insured as well as uninsured USians. You might want to read it sometime.</description>
		<content:encoded><![CDATA[	<p>Yes it is such a response, and though it is not exactly the kind of study about which you inquired I already explained precisely why some of the key comparisons in that report pertain very clearly to insured as well as uninsured USians. You might want to read it sometime.</p>
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		<title>By: Sebastian holsclaw</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203374</link>
		<dc:creator>Sebastian holsclaw</dc:creator>
		<pubDate>Wed, 11 Jul 2007 20:21:53 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203374</guid>
		<description>&quot;The Commonwealth Fund’s study for example, raises issues with lagging adoption of information technology, coordination and continuity of care,and management of chronic conditions that by no means affect only the uninsured.&quot;

Is this in response to my query for your cite to insured US vs. other countries studies?  It doesn&#039;t seem to study that, but maybe you were using it to make an independent point?</description>
		<content:encoded><![CDATA[	<p>&#8220;The Commonwealth Fund&#8217;s study for example, raises issues with lagging adoption of information technology, coordination and continuity of care,and management of chronic conditions that by no means affect only the uninsured.&#8221;</p>

	<p>Is this in response to my query for your cite to insured US vs. other countries studies?  It doesn&#8217;t seem to study that, but maybe you were using it to make an independent point?</p>
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		<title>By: Watson Aname</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203372</link>
		<dc:creator>Watson Aname</dc:creator>
		<pubDate>Wed, 11 Jul 2007 20:17:09 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203372</guid>
		<description>Glenn, your asserted opinion just simply does not match my experience living (and working in, to some degree) under the US system (multiple states) and the Canadian system (multiple provinces), as well as minor experience as a consumer in the EU (multiple countries).  Since both of our cases are anectdotal, I don&#039;t think we can get much further than that.

Beyond anectdote and surmise, we have to rely on comparative studies.  Certainly this is a difficult thing to do well, and I&#039;m quite prepared to believe that the existing information is not as good as we might like.  On the other hand, every single study I know of with any sort of weight, says the US isn&#039;t getting much bang for it&#039;s buck, relatively speaking.  The evidence really is overwhelmingly supportive of that  position.  The only literature I&#039;ve seen that contradicts it (and a fair bit that supports it, but there is plenty left over) is fatally flawed.  So one could argue that the whole body of literature is hopeless, but that&#039;s a pretty strong statement to make and would require some pretty strong support, which I&#039;ve never seen so much of a whiff of.  Of course, I&#039;m no expert in the field and I&#039;m quite prepared to believe that there is information I&#039;m unaware of, but I&#039;m hardly going to take someones word for it in the face of so much contrary evidence.

I&#039;m certainly not going to take anyones claims about Canadian vs. US without a lot of support, because from everything I&#039;ve seen on both sides of the border, the Canadians have a better system, both in terms of actual standard of care for the people in the country, and in my impression that the things that are broken in that system are more easily fixable than what is broken here.</description>
		<content:encoded><![CDATA[	<p>Glenn, your asserted opinion just simply does not match my experience living (and working in, to some degree) under the US system (multiple states) and the Canadian system (multiple provinces), as well as minor experience as a consumer in the <span class="caps">EU </span>(multiple countries).  Since both of our cases are anectdotal, I don&#8217;t think we can get much further than that.</p>

	<p>Beyond anectdote and surmise, we have to rely on comparative studies.  Certainly this is a difficult thing to do well, and I&#8217;m quite prepared to believe that the existing information is not as good as we might like.  On the other hand, every single study I know of with any sort of weight, says the US isn&#8217;t getting much bang for it&#8217;s buck, relatively speaking.  The evidence really is overwhelmingly supportive of that  position.  The only literature I&#8217;ve seen that contradicts it (and a fair bit that supports it, but there is plenty left over) is fatally flawed.  So one could argue that the whole body of literature is hopeless, but that&#8217;s a pretty strong statement to make and would require some pretty strong support, which I&#8217;ve never seen so much of a whiff of.  Of course, I&#8217;m no expert in the field and I&#8217;m quite prepared to believe that there is information I&#8217;m unaware of, but I&#8217;m hardly going to take someones word for it in the face of so much contrary evidence.</p>

	<p>I&#8217;m certainly not going to take anyones claims about Canadian vs. US without a lot of support, because from everything I&#8217;ve seen on both sides of the border, the Canadians have a better system, both in terms of actual standard of care for the people in the country, and in my impression that the things that are broken in that system are more easily fixable than what is broken here.</p>
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		<title>By: PJ</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203357</link>
		<dc:creator>PJ</dc:creator>
		<pubDate>Wed, 11 Jul 2007 18:57:28 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203357</guid>
		<description>Some extra info on the 8 Americas stuff (from Murray et al 2006 - Eight Americas: investigating mortality disparities across races, counties, and race-counties in the United States): 

Middle America, 98% white, 214 million people, average income $24,640 (i.e. above average), health insurance coverage ~85%</description>
		<content:encoded><![CDATA[	<p>Some extra info on the 8 Americas stuff (from Murray et al 2006 &#8211; Eight Americas: investigating mortality disparities across races, counties, and race-counties in the United States):</p>

	<p>Middle America, 98% white, 214 million people, average income $24,640 (i.e. above average), health insurance coverage ~85%</p>
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		<title>By: PJ</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203338</link>
		<dc:creator>PJ</dc:creator>
		<pubDate>Wed, 11 Jul 2007 17:52:24 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203338</guid>
		<description>As some support for my latter comments, an example would be Boddiger (2006) Lancet:&quot;the plan&#039;s pre-existing condition requirements excluded employees with diabetes and other chronic illness. Such exclusions are common in plans offered by small companies&quot;</description>
		<content:encoded><![CDATA[	<p>As some support for my latter comments, an example would be Boddiger (2006) Lancet:&#8221;the plan&#8217;s pre-existing condition requirements excluded employees with diabetes and other chronic illness. Such exclusions are common in plans offered by small companies&#8221; </p>
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		<title>By: PJ</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203334</link>
		<dc:creator>PJ</dc:creator>
		<pubDate>Wed, 11 Jul 2007 17:28:27 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203334</guid>
		<description>&quot;It is a strong inference from the “8 Americas” study recently published. There we see that Middle America enjoys a much higher insurance coverage and life expectancy than 6 of the other 7 (Asians do better than everyone). (Though it must be admitted that the health care piece is a lot smaller effect than I would have thought for the differences). But even Middle America has a noticeable uninsured population, and unless you believe that the insurance does nothing or almost nothing it would bump up the insured statistics. (Is there a direct study comparing uninsured to insured? Not to my knowledge).&quot;

I don&#039;t see what this study has to do with your claim that people with poor insurance do better than most Europeans with socialised healthcare. For example (looking at Murray et al 2005 - Eight Americas: New Perspectives on U.S. Health Disparities), &#039;Middle America&#039; does better than 5/7 (worse than &#039;Asians&#039; and &#039;White low-income rural Northland&#039;) on life expectancy, and has values of 75(M) and 80(F) which is similar to Canada, France and the UK, which rather undermines your thesis, non? 

&quot;Insurance companies look like they have a lot of exclusions because they have to be specific about them. But your average health insurance policies don’t exclude noticeably more treatments than would actually be unavailable in your average universal health care system.&quot;

Obviously I have no concrete data on this topic, but nor do you.  So, as far as I&#039;m aware, many US policies will not cover you for prexisting conditions so you must keep them up-to-date or lose coverage or do not cover you for things like psychiatric care - both of these contrast very poorly with European healthcare.</description>
		<content:encoded><![CDATA[	<p>&#8220;It is a strong inference from the &#8220;8 Americas&#8221; study recently published. There we see that Middle America enjoys a much higher insurance coverage and life expectancy than 6 of the other 7 (Asians do better than everyone). (Though it must be admitted that the health care piece is a lot smaller effect than I would have thought for the differences). But even Middle America has a noticeable uninsured population, and unless you believe that the insurance does nothing or almost nothing it would bump up the insured statistics. (Is there a direct study comparing uninsured to insured? Not to my knowledge).&#8221;</p>

	<p>I don&#8217;t see what this study has to do with your claim that people with poor insurance do better than most Europeans with socialised healthcare. For example (looking at Murray et al 2005 &#8211; Eight Americas: New Perspectives on U.S. Health Disparities), &#8216;Middle America&#8217; does better than 5/7 (worse than &#8216;Asians&#8217; and &#8216;White low-income rural Northland&#8217;) on life expectancy, and has values of 75(M) and 80(F) which is similar to Canada, France and the UK, which rather undermines your thesis, non?</p>

	<p>&#8220;Insurance companies look like they have a lot of exclusions because they have to be specific about them. But your average health insurance policies don&#8217;t exclude noticeably more treatments than would actually be unavailable in your average universal health care system.&#8221;</p>

	<p>Obviously I have no concrete data on this topic, but nor do you.  So, as far as I&#8217;m aware, many US policies will not cover you for prexisting conditions so you must keep them up-to-date or lose coverage or do not cover you for things like psychiatric care &#8211; both of these contrast very poorly with European healthcare.</p>
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		<title>By: Steve LaBonne</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203324</link>
		<dc:creator>Steve LaBonne</dc:creator>
		<pubDate>Wed, 11 Jul 2007 16:36:03 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203324</guid>
		<description>The &lt;a href=&quot;http://www.commonwealthfund.org/publications/publications_show.htm?doc_id=482678&quot; rel=&quot;nofollow&quot;&gt;Commonwealth Fund&#039;s study&lt;/a&gt; for example, raises issues with lagging adoption of information technology, coordination and continuity of care,and management of chronic conditions that by no means affect only the uninsured. Think about how our system &quot;works&quot;- being insured will do you little good if you have had to change jobs and your new insurance excludes your pre-existing condition. The brutal fact is that only people who can pay cash have full access to care comparable to the best available in the top-ranking countries.</description>
		<content:encoded><![CDATA[	<p>The <a href="http://www.commonwealthfund.org/publications/publications_show.htm?doc_id=482678" rel="nofollow">Commonwealth Fund&#8217;s study</a> for example, raises issues with lagging adoption of information technology, coordination and continuity of care,and management of chronic conditions that by no means affect only the uninsured. Think about how our system &#8220;works&#8221;- being insured will do you little good if you have had to change jobs and your new insurance excludes your pre-existing condition. The brutal fact is that only people who can pay cash have full access to care comparable to the best available in the top-ranking countries.</p>
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		<title>By: Sebastian Holsclaw</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203320</link>
		<dc:creator>Sebastian Holsclaw</dc:creator>
		<pubDate>Wed, 11 Jul 2007 16:18:19 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203320</guid>
		<description>Moore&#039;s &quot;his only chance of survival&quot; is the classic misdirection.  It may very well have been his only chance of survival.  But if the chance was vanishingly small (and that type of transplant is certainly not indicated in the literature) and if the treatment was experimental (which it was) it isn&#039;t surprising that the insurance company declined to pay for it--and other universal health care providers would have done the same.  Universal health care does not mean wasting huge amounts of money on near-hopeless treatment.  If you want that out of a revamped US system, you aren&#039;t going to be getting cost savings.  

&quot;No organization that has done serious cross-national comparisons rates US health care as the best in the world (and I’m not talking just coverage, I’m talking for people who HAVE insurance).&quot;

This is actually something I&#039;ve been looking for.  Could you point to the organizations and reports that have done serious cross-national comparisons between people with coverage in the US and other countries?

&quot;Is it clear that a treatment recommended by patient’s doctors would’ve been denied under any of the alternate systems? I doubt it.&quot;

What does this even mean?  Do you honestly believe that most (and frankly I&#039;d be surprised to see &#039;any&#039;) universal systems allow unfettered procedures--up to and including major organ transplants?  And remember the man in Sicko died only a few months later.  Putting him on a 6 month waiting list would have had exactly the same effect as denying coverage.</description>
		<content:encoded><![CDATA[	<p>Moore&#8217;s &#8220;his only chance of survival&#8221; is the classic misdirection.  It may very well have been his only chance of survival.  But if the chance was vanishingly small (and that type of transplant is certainly not indicated in the literature) and if the treatment was experimental (which it was) it isn&#8217;t surprising that the insurance company declined to pay for it&#8212;and other universal health care providers would have done the same.  Universal health care does not mean wasting huge amounts of money on near-hopeless treatment.  If you want that out of a revamped US system, you aren&#8217;t going to be getting cost savings.</p>

	<p>&#8220;No organization that has done serious cross-national comparisons rates US health care as the best in the world (and I&#8217;m not talking just coverage, I&#8217;m talking for people who <span class="caps">HAVE</span> insurance).&#8221;</p>

	<p>This is actually something I&#8217;ve been looking for.  Could you point to the organizations and reports that have done serious cross-national comparisons between people with coverage in the US and other countries?</p>

	<p>&#8220;Is it clear that a treatment recommended by patient&#8217;s doctors would&#8217;ve been denied under any of the alternate systems? I doubt it.&#8221;</p>

	<p>What does this even mean?  Do you honestly believe that most (and frankly I&#8217;d be surprised to see &#8216;any&#8217;) universal systems allow unfettered procedures&#8212;up to and including major organ transplants?  And remember the man in Sicko died only a few months later.  Putting him on a 6 month waiting list would have had exactly the same effect as denying coverage.</p>
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		<title>By: B. Nelson</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203312</link>
		<dc:creator>B. Nelson</dc:creator>
		<pubDate>Wed, 11 Jul 2007 15:34:29 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203312</guid>
		<description>(it’s already visbly dragging down our economy, to the consternation of business leaders in every industry except the healthcare – industrial complex.)


Below was written in 2003,    ...where is GM today


http://query.nytimes.com/gst/fullpage.html?res=980DE3D7173CF936A25754C0A9659C8B63&amp;sec=health&amp;spon=&amp;pagewanted=print

The New York Times:
July 15, 2003


The absence of a national health system in the United States means that the Big Three take on social responsibilities that the governments in Japan and Germany bear. Gary Lapidus, a Goldman, Sachs analyst, referred in his recent report to the Big Three as &#039;&#039;H.M.O.&#039;s with wheels&#039;&#039; that only happen to make cars. G.M. alone provides medical coverage to nearly half a percent of the United States population, when dependents are included.

And although Toyota and Honda assemble in the United States most of the cars they sell here, their plants are much newer, their work forces younger and their retirees number in the hundreds, not the hundreds of thousands that depend on the Big Three. They are also not unionized, except in joint ventures with the Big Three.

While the out-of-pocket health costs of auto workers have not risen in years, many American workers have seen quite the opposite, and even white-collar Big Three employees can pay several hundred dollars a month in premiums and other out-of-pocket expenses. Auto union members enrolled in H.M.O.&#039;s and P.P.O.&#039;s generally pay $10 or less for prescriptions or visits to the doctor. Everything else is covered.

As a result, many analysts think that the domestic auto industry is in a bind similar to the one that crippled the domestic steel industry. Both feature shrinking companies burdened with health and pension obligations to armies of retirees, as well as labor contracts originating in a time of much less global competition.

Uwe Reinhardt, a Princeton University health care economist, calls the Big Three &#039;&#039;a social insurance system that sells cars to finance itself.&#039;&#039;

&#039;&#039;It&#039;s insane to think that a company embedded in a fierce global competition can function as a social insurance system,&#039;&#039; he said. &#039;&#039;It is a crazy, anachronistic idea. It&#039;s an idea that worked in the 60&#039;s, but lost its validity beginning in the 70&#039;s when the car market became global.&#039;&#039;</description>
		<content:encoded><![CDATA[	<p>(it&#8217;s already visbly dragging down our economy, to the consternation of business leaders in every industry except the healthcare &#8211; industrial complex.)</p>


	<p>Below was written in 2003,    &#8230;where is GM today</p>


	<p><a href="http://query.nytimes.com/gst/fullpage.html?res=980DE3D7173CF936A25754C0A9659C8B63&#038;sec=health&#038;spon=&#038;pagewanted=print" rel="nofollow">http://query.nytimes.com/gst/fullpage.html?res=980DE3D7173CF936A25754C0A9659C8B63&#038;sec=health&#038;spon=&#038;pagewanted=print</a></p>

	<p>The New York Times:<br />
July 15, 2003</p>


	<p>The absence of a national health system in the United States means that the Big Three take on social responsibilities that the governments in Japan and Germany bear. Gary Lapidus, a Goldman, Sachs analyst, referred in his recent report to the Big Three as &#8216;&#8217;H.M.O.&#8217;s with wheels&#8217;&#8217; that only happen to make cars. G.M. alone provides medical coverage to nearly half a percent of the United States population, when dependents are included.</p>

	<p>And although Toyota and Honda assemble in the United States most of the cars they sell here, their plants are much newer, their work forces younger and their retirees number in the hundreds, not the hundreds of thousands that depend on the Big Three. They are also not unionized, except in joint ventures with the Big Three.</p>

	<p>While the out-of-pocket health costs of auto workers have not risen in years, many American workers have seen quite the opposite, and even white-collar Big Three employees can pay several hundred dollars a month in premiums and other out-of-pocket expenses. Auto union members enrolled in H.M.O.&#8217;s and P.P.O.&#8217;s generally pay $10 or less for prescriptions or visits to the doctor. Everything else is covered.</p>

	<p>As a result, many analysts think that the domestic auto industry is in a bind similar to the one that crippled the domestic steel industry. Both feature shrinking companies burdened with health and pension obligations to armies of retirees, as well as labor contracts originating in a time of much less global competition.</p>

	<p>Uwe Reinhardt, a Princeton University health care economist, calls the Big Three &#8216;&#8217;a social insurance system that sells cars to finance itself.&#8217;&#8217;</p>

	<p>&#8216;&#8217;It&#8217;s insane to think that a company embedded in a fierce global competition can function as a social insurance system,&#8217;&#8217; he said. &#8216;&#8217;It is a crazy, anachronistic idea. It&#8217;s an idea that worked in the 60&#8217;s, but lost its validity beginning in the 70&#8217;s when the car market became global.&#8217;&#8216;</p>
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		<title>By: Steve LaBonne</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203301</link>
		<dc:creator>Steve LaBonne</dc:creator>
		<pubDate>Wed, 11 Jul 2007 14:51:34 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203301</guid>
		<description>As Bruce Baugh pointed out re Taiwan way back,&quot;no concrete and doable solutions&quot; is quite simply a baldfaced lie. Good models are out there to be studied and Moore directs attention to them. What&#039;s lacking is political will- partly due to the way people like you spread ignorance and complacency. And I don&#039;t think the change will be gradual- it will come in one big package after the current bloated, corrupt  mess collapses of its own weight (it&#039;s already visbly dragging down our economy, to the consternation of business leaders in every industry except the healthcare - industrial complex.)</description>
		<content:encoded><![CDATA[	<p>As Bruce Baugh pointed out re Taiwan way back,&#8221;no concrete and doable solutions&#8221; is quite simply a baldfaced lie. Good models are out there to be studied and Moore directs attention to them. What&#8217;s lacking is political will- partly due to the way people like you spread ignorance and complacency. And I don&#8217;t think the change will be gradual- it will come in one big package after the current bloated, corrupt  mess collapses of its own weight (it&#8217;s already visbly dragging down our economy, to the consternation of business leaders in every industry except the healthcare &#8211; industrial complex.)</p>
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		<title>By: glenn</title>
		<link>http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/comment-page-2/#comment-203300</link>
		<dc:creator>glenn</dc:creator>
		<pubDate>Wed, 11 Jul 2007 14:46:41 +0000</pubDate>
		<guid isPermaLink="false">http://crookedtimber.org/2007/07/09/the-heavy-burden-of-level-headedness/#comment-203300</guid>
		<description>Indeed Steve. Things will proceed, changes will be made   at     a      snail&#039;s          pace. 

And that&#039;s the way it should be.

Moore cashing in. Asking some pertinant questions. Critisizing without offering concrete and do-able solutions. Not presenting the full evidence. Getting people riled.

Two hours of Moore with popcorn and coke. Isn&#039;t that the only and perfect venue for him?</description>
		<content:encoded><![CDATA[	<p>Indeed Steve. Things will proceed, changes will be made   at     a      snail&#8217;s          pace.</p>

	<p>And that&#8217;s the way it should be.</p>

	<p>Moore cashing in. Asking some pertinant questions. Critisizing without offering concrete and do-able solutions. Not presenting the full evidence. Getting people riled.</p>

	<p>Two hours of Moore with popcorn and coke. Isn&#8217;t that the only and perfect venue for him?</p>
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