The foreign workers in Singapore are divided by gender into two tasks and two entirely different ways of life. I talked below about the men, who do mainly construction, but also work on the oil refineries off the south coast. Women who are guest workers almost all work as domestic helpers, who live with the family for whom they work, and do a variety of tasks: cleaning house, cooking, taking care of children, taking care of elderly or disabled family members, washing cars, shopping at the wet market for fresh food like fish and tofu and eggs and fruit and vegetables, shopping at the grocery store for rice and noodles and frozen chapati and Marshmallow Fluff, etc. etc. Most are from the Philippines, but many are from Indonesia and some from Myanmar or Thailand–some must be from mainland China but I feel I never hear of them. Expats like me would hire them if they were from Beijing and spoke even rudimentary English, because then they could help our children better their Mandarin. Women from the Philippines are paid more, because they are likelier to speak better English and be better educated (not so uncommonly with a post high-school degree, like our first helper, who worked for us for nine years.) They are also paid more because the government of the Philippines has negotiated a minimum wage for them, as I understand it. Indonesian helpers are sometimes 18-year-old girls who have literally come straight from a village where they lived in a house with a packed earth floor, and then they are screamed at because they didn’t use the right setting on the washing machine. They go through training courses paid for by the maid agency, allegedly. I think this is more a spurious reason for the agency to make the fee paid by the workers higher (as in many places, the women often pay a multiple of their eventual monthly salary to the Indonesian agency that gets them a job in Singapore.) The government of Singapore requires employers of helpers to pay a levy of–mmm–$380? (One of those convenient internet banking things). Domestic helpers are now guaranteed one day off a week but only if contracts were signed in 2013; previously Filipina workers were guaranteed one day off a month–oooh, lavish innit–and workers from Indonesia and Myanmar…none.
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In yesterday’s New York Times, Robert Pear reports on a little known fact about Obamacare: the insurance packages available on the federal exchange have very high deductibles. Enticed by the low premiums, people find out that they’re screwed on the deductibles, and the co-pays, the out-of-network charges, and all the different words and ways the insurance companies have come up with to hide the fact that you’re paying through the nose. [click to continue…]